Daily Remarks

Dentist Pricing

daily — Thu, 19 Apr 2012 17:23:20 +0000

I went to the dentist this morning because I have a broken tooth. They say I need a root canal and a crown. I almost fell over when they quoted me the price of $1080 for the root canal and $1070 for the crown. Then they went on to tell me I needed other work that the periodontist would need to take a look at. I have to pay out of pocket for the procedures because I don’t have dental insurance. I can’t believe that it is that expensive. It has been a while since I have been into to see the dentist. I called my insurance company Aetna to see about adding dental insurance. They said they would get back to me in 24 hours. I will see if I can mitigate some of the financial damages.

Had to Layoff an Employee

daily — Tue, 13 Mar 2012 18:41:34 +0000

I had to layoff an employee because of lack of work. It was very tough because the employee is also a friend. The employee was very good about it and didn’t get upset. He said that he saw it coming because there wasn’t enough work to stay busy all of the time. It is tough to work with someone for years without developing some kind of relationship. He was a good worker and he went out of his way to work weekends if needed. The reality is though that the work wasn’t there to support him. I told him that if he filed unemployment I wouldn’t protest it, and I told him it was a good idea. Most of the employees live paycheck to paycheck so it is especially hard on him as he didn’t have any money set aside for a rainy day. I try to talk to the employees about having some money set aside, but everyone seems to spend every dollar they get without thinking of the future. Have you had to lay anyone off or have you been laid off?

Update: I received the unemployment paperwork for the employee. The paperwork is pretty self explanatory, it asks the last day the employee worked. It also asks if there is any vacation of sick time that the employee is entitled to. The one thing about the form that gets me though is that if you want to protest you need to sign the back and send it in, but if you don’t want to protest it at the very bottom of the first page it says you don’t have to do anything. I didn’t want to protest the unemployment and I looked over the paperwork 3 times to see what I had to do and I finally noticed the last line. They could have made that line more blatant.

Some Crazy for your Day

daily — Sat, 18 Feb 2012 19:03:16 +0000

I wouldn’t want to be on the bike or so close to the route. Some of the pedestrians are way to close especially on corners. One wrong turn and you are toast.

Manholes and Firecrackers Not a good idea

daily — Wed, 08 Feb 2012 17:49:27 +0000

Never throw a firecracker down a manhole. Think in terms of gas which explodes. See the video below:

Payoff Debt by selling handmade items online

daily — Wed, 28 Dec 2011 17:45:57 +0000

There are many who love to create items of their own, who have the zeal for creating some really good stuff like handmade bags, dresses, jewelry and so on. So, if you too have a knack for producing handmade items, you can think about it seriously. Your knack for handicrafts may help you earn extra dollars and one day you may even be able to establish your hobby as one of the most known businesses not only in your own country but also around the whole world. There are various online websites that especially allows you to sell handmade items. Some of these are the likes of Etsy, Artfire, Bonanza.

Sell handcrafts to Payoff Debt

Selling items online is a great thing as you are not even required to open a real store. You are not required to take the hassles of meeting customers and showing your items for real to the customers. Moreover, you will be able to virtually showcase your items to people all around the world just with the click of the mouse. Isn’t that a great idea? So, what’s more that you need –start creating items that you have flair for and start selling those online.

If you can make that extra money by selling the handmade items, you may be able to use that money to pay off your debts without taking help of any debt relief company. You can try to pay off the debts either through the snowball debt pay off technique or the avalanche method. In case of snowball debt pay off option, you are required to start making large payments from the lowest balance first. The avalanche debt pay off method is the one in which you are required to start the payments from the highest interest rate first. For better understanding of these two pay off methods, you can check out the infographics below :

In order to make and sell items online you will have to list down your preferences. For example, if you like jewelry, you can start making hand crafted jewelry pieces and sell it online. You can also design handmade bags and dresses, handmade diaries, toys, soaps, moisturizers, liquid soaps, shoes, card holders, pictures, honey and other food items and so on. You can even make and sell items like different needlecraft, woodcraft, quilts, housewares, crochet, furniture, vintage items, ceramics, music and pottery and so on.

So, you can see that it is possible for you to make money by selling the handmade items online and then use that money to pay off your debts with ease. This will not only help you become debt free, but will also help you in establishing a new business online.