Strange Loan shows up on Credit Report during Refinance
The bank calls me today about my refinance on my house. They ask about a loan that shows up on my credit report. They give me the details and I tell them that it is not my loan. I called the credit company for the rogue loan and of course they can’t give me any detailed information. I managed to get out of them that the last name matched mine and that the first name began with a D. I figured out that the loan belongs to my dad and his wife. My dad and I have the same name, he is Sr and I am Jr, but we have the exact same name otherwise. My dad and his wife are going to resolve the problem. It was totally unintentional. This happened once before when my dad bought a wedding ring and it ended up on my credit report. Has one of the credit agencies ever caused you any problems? Have you ever had problems with credit companies putting wrong information on your credit report?
